Prevent A Crisis™ Family Preparedness Initiative

Protect Your Family Before Life Takes An Unexpected Turn

Life insurance, living benefits, mortgage protection and retirement strategies — with a free Family Preparedness Assessment that shows you exactly where the gaps are.

Protect What Matters Most
Free Guide7 Financial Crises Every Family Should Prepare For
Preparedness ScoreDiscover your family's gaps in minutes
IndependentBroker guidance — options, not sales scripts
AffordableProtection designed around your budget
Our Services

Protect. Build. Preserve.

If something happened to your income tomorrow, would your family be protected, building wealth — or struggling financially?

Protecting

Your Family

Financial protection for the people you love, in the event of an unexpected loss.

  • Life insurance solutions
  • Term life — big protection, affordable cost
  • Living benefits
  • Mortgage protection
Building

Your Wealth

Strategies designed to grow with your family and your goals.

  • Indexed Universal Life (IUL)
  • Retirement strategies
  • Income protection
  • Financial education
Preserving

Your Legacy

Keep what you've built safe — for this generation and the next.

  • Annuities
  • Asset protection
  • Estate planning
  • Retirement preservation
Life InsuranceLiving BenefitsMortgage ProtectionIndexed Universal LifeRetirement StrategiesAnnuitiesEstate PlanningFamily Preparedness Life InsuranceLiving BenefitsMortgage ProtectionIndexed Universal LifeRetirement StrategiesAnnuitiesEstate PlanningFamily Preparedness
Homeowners

Could Your Family Stay In Your Home If Something Happened To You?

Your mortgage is probably your family's largest monthly expense. If death, illness or disability interrupted your income — could they keep the home you've worked so hard to build?

01

Personalize Mortgage Protection

A plan designed to keep mortgage payments manageable if life takes an unexpected turn.

02

Review Income Protection

Your income protects everything you've built — safeguard your ability to provide.

03

Plan Living Benefits

Options that may provide financial support during qualifying illnesses — while you're still living.

04

Customize Life Insurance

A strategy built around your family's needs, goals and responsibilities.

Why Prepare Now

What Happens When A Family Is Unprepared?

Life is unpredictable. Without a plan, one unexpected event can create lasting financial and emotional stress for the people you love most.

If a loved one passes away

Final expenses arrive fast, income can stop, and grieving families are forced into financial decisions at the hardest possible moment.

If a breadwinner becomes seriously ill

Medical expenses add up quickly, income may stop, savings and retirement accounts get depleted, and loved ones become caregivers.

If a disability prevents you from working

Monthly income shrinks or disappears while essential expenses continue — debt builds and retirement goals slip away.

If the stock market declines

Retirement accounts like 401(k)s can lose value right when you need them — preservation strategies protect what you've grown.

A family protected and prepared
Meet Ellen

Why I Started Prevent A Crisis™

Independent Insurance Broker · Founder, Family Preparedness Initiative

Nothing prepared our family for losing my mother. She was active, healthy, and full of life — and like many families, we avoided the conversation because it felt uncomfortable. That experience changed how I see everything.

Avoiding the conversation doesn't prevent the crisis — it only makes it harder when it happens. Today my mission is helping families prepare before a crisis, not after.

"Preparing isn't about expecting the worst — it's about making sure the people you love are protected when life doesn't go according to plan."
Join The Movement

Family Preparedness Network

Become a member, download your free guide, and take the Family Preparedness Assessment to receive your Preparedness Score.

Preparedness Starter

Free · 1 month
  • Free guide: 7 Financial Crises Every Family Should Prepare For
  • Family Preparedness Assessment
  • Your personal Preparedness Score
Start Free
Protect What Matters Most

Preparedness Member

$25/month
  • Everything in Starter
  • Ongoing preparedness guidance & education
  • Member resources for every stage of life
Become a Member
Take The First Step

Don't Wait For A Crisis To Discover You're Unprepared

Schedule your free review, or send a message — Ellen will point you in the right direction.

Free Family Preparedness Review

Learn your affordable options in minutes — book directly on Ellen's calendar.
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Family Protection Survey

Prefer to start online? Complete the survey and get your gaps identified.
Take the survey